News Article

Insurance awareness day

28June
2017

Insurance Awareness Day – 28th June 2017

On Insurance Awareness Day, this image reminds us that this is the devastation that can be caused to your home.

Do you have Insurance?  Insurance Awareness Day reminds us to take them all important policies out on your life, car and property to save you and your family at the worst times.

Insurance has been around since 3000-2000BC.  It’s actually been around that long that it has been found inscribed on the Code of Hammurabi, the first written laws.  Apparently it came about after the Great Fire of London which caused great devastation and was seen as a necessity that could protect families and in fact a whole estate.

With recent events in London at Grenfell Tower, again this stresses how important it is to have Insurance to protect your family, property and any belongings.  This was a devastating day for all the people involved and an event so heart breaking but again brings to our attention the need for Insurance.

We urge all clients both landlords and tenants to check  your insurance requirements.

Landlords –  please make sure you have the right insurance in place to protect both your property and the liability as a landlord.  It is your responsibility to insure the building (unless covered with service charge as is the case with many apartment blocks).  Whilst the Financial Conduct Authority does not allow us to assist in any way with your insurance requirements, we would appreciate you updating us with your policy details if we manage your property on your behalf. 

Tenants – have you considered what you would do if something like this happened to you?  Have you got Insurance in place or would you be left with just the clothes you are wearing? 

There are ways to prevent fires and there is some useful information from the Fire Service http://www.fireservice.co.uk/safety/ but sometimes things do happen and we need that protection.

Fires are at the forefront of our minds at the minute because of this terrible tragedy but other unpleasant events can happen where again Insurance is a must otherwise you could lose a lot both in sentimental value and monetary value.  If your home was to get burgled, can you claim for those stolen possessions or again would you lose everything that was taken.  The same with your car, do you have a car registered to your address? How many of us have a car on the drive worth thousands of pounds.  If you don’t have car Insurance, you lose all of that money and would still have to pay the finance back on it if you took it out on finance and weren’t fortunate to pay cash for it.  So not only would you lose the car but you could also still end up having to pay for it. 

Stuarts Property Services has been established since 1908.  We pride ourselves in caring for both our Landlords and Tenants and because of this we want to make sure you have the correct protection in place both for yourself, your property and your belongings to ensure you have every eventuality covered.

 


  • Stuarts Property Services
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    S Agaoglu
    S Agaoglu

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    posted 2 months ago

    Stuarts offer the most efficient service I have experienced by far, but with an added personal touch. They are a close team and this produces excellent results in terms of clear communication and process. They are also just warm and kind individuals who go out of their way to make your life easier. I'll always be grateful for them taking the stress out of my move. I would never go anywhere else!

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    Syed Hassan

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    posted 2 months ago

    We moved to U.K in 2015 and it was our first rented property. The whole process was carried out in friendly and smooth way. We rented the property for more than 2 yrs and we were facilitated and dealt in very effective, efficient and professional way. Unfortunately land lord decided to sale the property so we have to find a new place. The move out process is as smooth and clearly communicated as the move in was. We would certainly recommend Stuart properties and would love to seek their assistance in future. Special thanks to Colin and his team who were always there for us. Warm personal regards from our family!

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    Jenna Heininen

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    Professional and warm touch to property letting services, and I could not be more grateful for the level of service that I have received. So hassle and stress free! Next to that, I've been treated so warmly. Thank you so much!